Episodes
June 1, 2021
Finances Need Prayer and Faith
We must build a foundation of prayer and faith in order to receive financial success. When we increase our time in prayer and our level of faith to trust God our finances will improve. God is a rewarder of those who diligentl...
May 26, 2021
LIFE'S CHALLENGES FOR VETERANS Part 4
In America we honor our veterans on Memorial Day, Veteran's day and Armed Forces Day. Another way to honor our veterans is to help them receive the medical and emotional care they deserve. Our veterans think of others as bein...
May 25, 2021
LIFE'S CHALLENGES FOR VETERANS Part 3
Most veterans refuse to discuss their military service with anyone. My concern is our children and grandchildren are not hearing the truth about the United States military. One of the best ways to help our veterans is for oth...
May 19, 2021
LIFE'S CHALLENGES FOR VETERANS Part 2
We must join together to help our veterans receive care from the Veterans Administration. Contact your United States Representative or senator and request they improve assistance for our veterans.Most veterans are unaware of ...
May 18, 2021
LIFE'S CHALLENGES FOR VETERANS Part 1
The issue of Post Traumatic Stress Disorder, also known as PTSD, has caused many of our veterans to suffer with emotional and mental challenges for decades. Agent Orange is still impacting the lives of many Vietnam Veterans. ...
May 13, 2021
A Woman's Perspective on Finances
My wife Sharon is my guest. Her comments on how women deal with their finances. Why do you believe women need this information on getting out of debt? How do you feel about putting a second mortgage on your home? What advice ...
May 12, 2021
Frequently Asked Financial Questions-Part 2
How long will it take to be debt free? What is the best reason to give? Is it necessary to read all loan documents? Do budgets require lots of time? What are the steps to failure? What are the steps to be debt free? How do I ...
May 11, 2021
Frequently Asked Financial Questions
Why do we run out of money before we run out of month? How will I know if my finances are improving or declining? What is living above or below my means? Why can't I keep money in my savings account? Should I budget? Is makin...
May 6, 2021
Plan to Retire Debt-Free
When we are young, seldom do we give a thought about retirement. The enemies of retirement are inflation, overspending, lack of savings and debt. Discipline, budgeting, saving, and putting God first in our finances leads to a...
May 5, 2021
Our Inheritance is to be Debt-Free
As believers, we read about our inheritance in God's word. We can receive our earthly inheritance here on Earth. In order to receive an inheritance someone usually has to die to pass it on. Someone did give his life so we cou...
May 4, 2021
Discipline in our Finances
The word discipline is often misunderstood. We tend to look at it as negative instruction and criticism. However, God's word refers to discipline in a completely different light. The Bible tells us discipline produces a harve...
April 29, 2021
Borrowing
Borrowing money is often taken far too casually. Banks and other lending institutions spend millions of dollars a year to keep us in debt. We must use caution in borrowing for a want or desire. However, borrowing for a need c...
April 28, 2021
Money and marriage
Financial failure in marriage is one of the leading causes of divorce. Marriedcouples must be united as one in all things, including their finances. A couple inagreement to become debt free will attain that goal. Words like d...
April 27, 2021
Spiritual or financial prosperity
Spiritual prosperity must always precede financial prosperity. God is our source for both spiritual and financial prosperity. We do not have to choose between a spiritual or financial blessing. God's Word tells us He wants to...
April 22, 2021
FINANCIAL SUCCESS
Most of us desire financial success in life. The amount of money we have does not determine the amount of our financial success. Deal with integrity in all of our financial decisions. Avoid conflict in settling money disputes...
April 21, 2021
GIVE TO BE DEBT-FREE
Giving money to a church may not make sense to non-believers. The biblical concept of making money is to enable us to give. We can never out give our God. Proper giving requires setting up a budget. When we give, we will alwa...
April 20, 2021
PEACE IN OUR DECISIONS
Financial decisions must bring peace in our life. Where we are financially today is the sum total of all of our financial decisions. Consider the impact of a lack of peace in our financial decisions. Only lend money if you ca...
April 15, 2021
More Income is not Necessarily the Answer
Always focusing on making more money may cause us to increase our spending. Is there a shortage of income or do we have a wrong attitude towards spending? When our spending is under control and we know how much it takes to li...
April 14, 2021
Making Financial Decisions
My experience in banking and finance has shown me that financial success depends on proper decision making. If we desire to be out of debt, we must control our spending habits. Living above our means (aka) income will never a...
April 13, 2021
Believe You Can Get Out of Debt
Today we need faith to envision being debt free. Being free of debt is not a wish we hope may come true. It requires a change in our decision making. We must acknowledge that most debt is caused by our spending habits. We can...
April 8, 2021
Find the Miracle in your Finances
There may be dozens of mini miracles in your spending where you can use those dollars to pay off debt. Overuse of your ATM to obtain cash shows a lack of discipline in spending.
April 7, 2021
How to Manage Expenses
The typical individual spends from $300 to $1000 per month above their income. Making more money and not controlling expenses will make us dependent upon making more money.
April 6, 2021
Investing
Seek competent counseling when you enter into any type of investing. Never invest without proper investigation and due diligence.
April 1, 2021
GOALS SET US FREE
Some say goal setting is not proper for Christians. They believe it limits God. I disagree. My source for this lesson is found in Proverbs 16:9 “A man’s heart plans his ways but the Lord directs his steps.” We will examine ho...