Episodes

Giving money to a church may not make sense to non-believers. The biblical concept of making money is to enable us to give. We can never out give our God. Proper giving requires setting up a budget. When we give, we will always receive a blessing in our life. God's words tells us to test him by giving. Try it you will love it.

Financial decisions must bring peace in our life. Where we are financially today is the sum total of all of our financial decisions. Consider the impact of a lack of peace in our financial decisions. Only lend money if you can afford to lose it. Speculative investments should be made with only excess funds. Preparing for an emergency brings peace.

Always focusing on making more money may cause us to increase our spending. Is there a shortage of income or do we have a wrong attitude towards spending? When our spending is under control and we know how much it takes to live each month based on the entire year's expenses, then and only then will be will we be on the road to debt-free living. Reading Proverbs Chapter 3 will reveal to us where to seek wise counsel and how to respond to it. Is the answer more income or is it wisdom in working w...

My experience in banking and finance has shown me that financial success depends on proper decision making. If we desire to be out of debt, we must control our spending habits. Living above our means (aka) income will never allow us to be debt free. All decisions must line up with God's word. All the decisions we have made in our life until this day are what has determined our current financial situation. Debt-free living is available to you. However, the decisions you make will determine when ...

Today we need faith to envision being debt free. Being free of debt is not a wish we hope may come true. It requires a change in our decision making. We must acknowledge that most debt is caused by our spending habits. We can make new habits and believe for great results. Making more money is usually not the solution to becoming debt free. When we increase our income, we must never automatically increase our spending in the same amount. Start to imagine being debt free. You want it, I want it f...

There may be dozens of mini miracles in your spending where you can use those dollars to pay off debt. Overuse of your ATM to obtain cash shows a lack of discipline in spending.

The typical individual spends from $300 to $1000 per month above their income. Making more money and not controlling expenses will make us dependent upon making more money.

Seek competent counseling when you enter into any type of investing. Never invest without proper investigation and due diligence.

Some say goal setting is not proper for Christians. They believe it limits God. I disagree. My source for this lesson is found in Proverbs 16:9 “A man’s heart plans his ways but the Lord directs his steps.” We will examine how and why to set goals. We must set goals that are difficult to achieve. Because we serve a God who excels in difficult challenges. Before you listen to this episode, close your eyes and start to dream big and set big goals. In this lesson, we will cover the steps we need to...

President Calvin Coolidge coined these words “prosperity is only an instrument to be used, not a deity to be worshiped.” In my years of counseling thousands of those desiring to live debt-free, I discussed the following sequences vital to be successful. Pursue spiritual prosperity before seeking financial prosperity. God’s Word tells us He wants us to prosper in all things. The Lord wants us to be set free from financial bondage. As we seek God’s teachings on our finances, we will experience fin...

In order to live a debt-free life, we must set up a financial game plan based on God’s Word. King Solomon wrote the words. “Good planning and hard work lead to prosperity, but hasty shortcuts lead to poverty.” We must stay focused on being debt-free in order to experience it. The small things like setting up a budget will bring the greater goal of living debt-free. It will take hard work, staying focused but the results will be to lead a debt-free Quality Christian Life.

Quality Christian living should be the goal of every believer. Live the abundant life, starting with greater faith.